The recreational vehicle (RV) market has grown over the last 30 years to include modest pop-up tent-trailers, small to large travel trailers which include slide-outs, and the more expensive motor-home or very expensive coaches.
It is critical to obtain insurance coverage for these vehicles because replacement costs are expensive. When speaking with your insurance agent about a policy that will cover your RV, be sure ask about coverages like the following:
Total Loss Replacement
Emergency Vacation Expense
Disappearing Deductibles
Full-Timer’s Package
Replacement Costs for Personal Effects
24-Hour Roadside Assistance
Windshield Coverage
Some of these coverages are more important than others so it is not suggested that you get them all, but all have value to you depending on your use and needs.
For example, if you have a relatively expensive RV, you might want to consider Total Loss Replacement coverage. This coverage would replace your RV with a new model of similar make and quality if your RV was totaled in an accident.
For those who use their RV several times during the year, Emergency Vacation Expense coverage is desirable. This coverage provides cash for lodging and transportation if the RV is damaged during a trip. Replacement Costs for Personal Effects protects the insured’s personal items such as clothing, cell phones, cameras, computers, etc.
The Full-Timer’s Package provides extra coverage for customers who use their RV as a home for some part of the year.
If you are a camper or an RV’er, consider speaking with your agent about what kind of policy you think you need for your particular unit.
Serenity Insurance provides motor home and travel trailer insurance through several insurance companies. As an independent insurance broker, Serenity can get the best policy with a competitive price for your RV
It is critical to obtain insurance coverage for these vehicles because replacement costs are expensive. When speaking with your insurance agent about a policy that will cover your RV, be sure ask about coverages like the following:
Total Loss Replacement
Emergency Vacation Expense
Disappearing Deductibles
Full-Timer’s Package
Replacement Costs for Personal Effects
24-Hour Roadside Assistance
Windshield Coverage
Some of these coverages are more important than others so it is not suggested that you get them all, but all have value to you depending on your use and needs.
For example, if you have a relatively expensive RV, you might want to consider Total Loss Replacement coverage. This coverage would replace your RV with a new model of similar make and quality if your RV was totaled in an accident.
For those who use their RV several times during the year, Emergency Vacation Expense coverage is desirable. This coverage provides cash for lodging and transportation if the RV is damaged during a trip. Replacement Costs for Personal Effects protects the insured’s personal items such as clothing, cell phones, cameras, computers, etc.
The Full-Timer’s Package provides extra coverage for customers who use their RV as a home for some part of the year.
If you are a camper or an RV’er, consider speaking with your agent about what kind of policy you think you need for your particular unit.
Serenity Insurance provides motor home and travel trailer insurance through several insurance companies. As an independent insurance broker, Serenity can get the best policy with a competitive price for your RV
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